Thursday, 5 April 2018

SBP Choose to Maintain Key Policy Rate



There has been a great deal of speculation regarding the policy review by the State Bank of Pakistan (SBP). With the recent devaluation, expected inflation hike, all eyes were focused on the view that the SBP Monetary Policy takes on borrowing rates. However SBP held them steady.
·         Inflation:
During the last policy review meeting in Jan this year, the SBP increasing policy rate by 25 basis points at 6.00% on preemptive measure in-order to cope with economic challenges.  It had shifted its policy stance the reason for this move was the risk of inflation. However, the average Consumer Price Index (CPI) inflation was as low as 3.26% for the month of Mar on YoY compared Feb’s 3.80%. Weakening currency likely to sharpen the impact on retail inflation.
·         Vulnerable External Account:
Pakistan’s external debt could jump to $93.3 billion by this June’s 2018 projected level.  CPEC investments could accelerate the build-up of related external payment obligations, adding Pakistan’s capacity to repay could deteriorate at a faster pace, with faster depletion of foreign exchange reserves having adverse effects on economic growth. However recent Rupee depreciation allowing greater exchange rate flexibility on permanent basis may help to contain the external pressure.
·         Domestic Demand Pressure:
Though moving ahead has been good until now, but growing consumer demand are adding domestic pressure.
·         GDP Growth Could be Driver:
The growth likely to happen as agro sector continues to showing positive signs. While the Large Scale Industrial sector is already out performing & showing consistent growth and a turnaround in the capital investment cycle. All this is indicative of higher growth potential in the coming quarters.

Despite the fact that inflation remained controlled & around 4% after the first devaluation back in Dec last. SBP may remain cautious on key rates during the upcoming policy reviews & SBP may not really hesitate to hike rates if the situation actually warranted. 

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